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DO I NEED A BUYERS AGENT?
THE PRICE YOU PAY GENERALLY INCLUDES A FEE FOR 2 AGENTS
If a Buyer does not hire an agent in the state of Georgia, the listing agent always works for and watches out for the best interest of the Seller. Commission for the sale of a house is almost always paid for by the Seller. The Buyer can expect assistance from their agent, usually at no cost to them.
We will be by your side from the beginning of the home search to the celebration of sitting at the closing table. Together.
There are many wonderful advantages to home ownership - potential tax advantages and the build-up of equity. This will be the place to make memories, have experiences, and live your life.
Introducing your buyers agent team.
CLOSING ATTORNEY
CLOSING ATTORNEY
CLOSING ATTORNEY
All closings in Georgia must be handled by an attorney. At closing, the closing attorney helps the lender or mortgage broker by making sure that the loan documents are executed properly, and that there are no title issues. You can come to closing reassured that it will go as smoothly as possible.
BUYER'S AGENT
CLOSING ATTORNEY
CLOSING ATTORNEY
As your buyer's agent I will be there by your side every step of the way. Once you are pre-approved - the house shopping begins. I will write up and manage all documentation and contracts and assist you with arranging inspections and warranties. I will be there to accompany you on a final walk-through of the property and sit by your side at the closing table.
MORTGAGE BROKER OR LENDER
MORTGAGE BROKER OR LENDER
MORTGAGE BROKER OR LENDER
This is your first step in the home buying process. Don't try to skip this and move forward without a pre-approval. If you do, you may end up looking at homes that you can't afford. A mortgage broker or lender is an essential team player in getting you to closing. Make sure to reach out to one before any time spent searching for homes.
HOME INSPECTOR
MORTGAGE BROKER OR LENDER
MORTGAGE BROKER OR LENDER
The home inspection happens during the "due diligence" period and will cover the entire property, including outdoor features. The inspector will check for compliance and assess if there are hazards or structural defects. This entails examining the infrastructure, electrical and plumbing systems, and water quality.
"WE FELT SINCERELY CARED ABOUT"
We were first- time home buyers (relocating to a new state, no less!) and were a little overwhelmed. We called a real estate agent on a recommendation, and although it was a first experience for me, something felt a little off and we decided to keep looking. It was then that we found Hamstead Realty (through another recommendation from a friend) and I am so glad we did! Brenda was everything we had been looking for-- she was incredibly patient and helpful, answering all of our questions thoroughly and happily. She took the time to help us understand a new process, offering opinions when asked, but never pushing or pressuring us. It felt as though she sincerely cared about us and wanted us to find the right house as much as we did. Her knowledge and support helped us to find a home that we absolutely love, in a neighborhood that is perfect for our growing family. We were thrilled with the experience and if the opportunity ever arises, we will definitely be calling Hamstead Realty again!
-Briana
Three keys to a successful purchase.
HOW ABOUT THE FINANCES?
HOW ABOUT THE FINANCES?
HOW ABOUT THE FINANCES?
Spend some time analyzing your budget and finances. Although there is much emotion involved with purchasing a home, the financial aspects should never be underestimated.
THE LENDING PROCESS
HOW ABOUT THE FINANCES?
HOW ABOUT THE FINANCES?
Learn about the different types of mortgages that are available and the sources for mortgage loans. Be aware of potential pitfalls and mistakes you may encounter during the process. Mainly, stay in close contact with your lender.
WANTS VS. NEEDS
HOW ABOUT THE FINANCES?
WANTS VS. NEEDS
Your lender will help you understand what you can afford. Define the difference between your "wants" and "needs" before you head out the door to go home shopping. Soon you will have the home of your dreams!